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Complete a simple one-page online application to determine eligibility, or call to apply with a Business Funding Expert. Once your application is reviewed, we match you with the best funding options from our network of 100+ lenders. After you choose an offer, funds are deposited directly into your business account.

We work with nearly all industries including restaurants, retail, construction, trucking, healthcare, manufacturing, and more. Basic requirements include at least 1 year in business, $10,000+ in monthly revenue, and a credit score of 525 or higher. Even if you don't meet all criteria, we encourage you to apply as exceptions can be made.

No, applying is completely free with no obligation. There are no upfront fees, and checking your options won't affect your credit score. You only pay if you accept an offer and receive funding.

The initial application takes about 5 minutes and requires basic business information. To complete the process, you'll need four months of recent business bank statements. Your dedicated representative may request additional documentation depending on the funding program.

The online application takes just 5 minutes to complete. Once submitted with your bank statements, you can receive approval in as little as 24 hours. Many applicants get a decision the same business day.

No. We perform a soft credit check during the initial application which does not impact your credit score. A hard inquiry may occur only after you accept a funding offer, and we'll always inform you beforehand.

Financing amounts range from $5,000 to $5,000,000 depending on your business profile, revenue, and funding program. Your dedicated representative will discuss your qualification amount and customize a solution that fits your needs and cash flow.

Once approved and you accept an offer, funds are typically deposited within 24-48 hours. Same-day funding options are available for qualifying businesses. The average funding timeframe is 1-3 business days from application to deposit.

We offer multiple funding solutions including Term Loans, Business Lines of Credit, Working Capital Loans, Equipment Financing, Business Cash Advances, and Asset-Based Lending. Each product has different terms and benefits suited to various business needs.

Repayment is simple and automatic. Payments are drawn from your business bank account via ACH on a schedule that works for you—daily, weekly, or bi-weekly depending on your funding program.

Rates and terms are determined using risk-based pricing models specific to each funding program and your business profile. Terms can extend up to 24 months, with rates starting as low as 5.5% for qualified borrowers.

Yes! Many of our funding products allow early payoff with potential savings on interest. Some programs even offer discounts for early repayment.

LendSeek may send SMS and email messages related to your application status, approval updates, funding notifications, and occasional marketing promotions.

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