Auto Dealership Loans & Car Dealer Financing
Fast funding for auto dealerships. Finance inventory, floor plan, facility upgrades, and working capital with flexible terms.
What Auto Dealerships Use Loans For
From independent used car lots to franchise dealers, we help automotive businesses grow.
Vehicle Inventory
Purchase inventory at auctions, trade-ins, or wholesale to stock your lot with quality vehicles.
Floor Plan Supplement
Add working capital to supplement your floor plan line for inventory flexibility.
Facility Improvements
Upgrade your lot, showroom, service bay, or add a new location to expand operations.
Service Department
Invest in service equipment, lifts, diagnostic tools, and service bay buildout.
Marketing & Advertising
Fund digital advertising, TV/radio, lead generation, and local marketing campaigns.
DMS & Technology
Invest in dealer management systems, CRM, inventory software, and digital retailing tools.
Auto Dealership Loan FAQ
Yes! BHPH dealers can qualify for working capital. We understand the in-house financing model and can work with your unique revenue patterns.
Yes, these are general business loans, not vehicle-secured floor plan lines. Use them for any business purpose including supplementing your floor plan capital.
Most programs require 6+ months in business, valid dealer license, and $10,000+ monthly revenue. Good sales volume and bank history help approval.
Financing for All Auto Dealerships
Ready to Grow Your Dealership?
Apply in minutes and get matched with financing. No cost, no obligation, no credit impact.
Get Your Free QuoteOr call us at (877) 205-4545