Insurance Agency Loans & Financing

Fast funding for insurance agencies and brokers. Finance book acquisition, expansion, technology, and marketing with flexible terms.

Up to $500K Fast funding No collateral Commission income OK

What Insurance Agencies Use Loans For

From captive agents to independent brokerages, we help insurance professionals grow their books.

Book Acquisition

Purchase an existing book of business, client list, or acquire a retiring agent's accounts.

Agency Expansion

Open new offices, expand into new markets, or add lines of insurance.

Technology & CRM

Invest in agency management systems, CRM, quoting tools, and client portals.

Hire Producers & Staff

Add licensed agents, CSRs, and support staff to grow your agency capacity.

Marketing & Lead Gen

Fund advertising, digital marketing, lead purchases, and referral programs.

Commission Advance

Bridge cash flow between policy sales and commission payments from carriers.

Insurance Agency Loan FAQ

Can agents with commission income qualify?

Yes! We work with commission-based insurance professionals. Lenders look at your overall income history and book value.

Can I finance a book acquisition?

Absolutely! Book of business acquisition is one of the most common uses of insurance agency financing.

What do insurance agencies need to qualify?

Most programs require 6+ months in business, proper licensing, and $10,000+ monthly revenue. Strong retention and renewal rates help approval.

Financing for All Insurance Agencies

P&C Insurance Life & Health Commercial Lines Personal Lines Benefits Brokers Independent Agents Captive Agents Wholesale Brokers

Ready to Grow Your Insurance Agency?

Apply in minutes and get matched with financing. No cost, no obligation, no credit impact.

Get Your Free Quote

Or call us at (877) 205-4545

What type of loan are you looking for?

JD