Physical Therapy Practice Loans & Financing

Fast funding for physical therapy clinics and rehab practices. Finance equipment, expansion, staffing, and technology with flexible terms.

Up to $500K Fast funding No collateral Insurance billing OK

What Physical Therapy Clinics Use Loans For

From outpatient clinics to specialty rehab centers, we help PT practices invest in growth.

Rehab Equipment

Finance treatment tables, exercise equipment, modalities, pools, and therapeutic devices.

Clinic Expansion

Open new locations, expand treatment space, or add specialty service areas.

Hire Therapists & Staff

Add physical therapists, PTAs, front desk staff, and billing specialists to grow capacity.

EMR & Technology

Invest in electronic medical records, scheduling software, telehealth, and billing systems.

Cash Flow Management

Bridge insurance reimbursement delays and manage accounts receivable timing.

Marketing & Referrals

Fund digital marketing, physician outreach, and community health programs.

Physical Therapy Loan FAQ

Can PT clinics with insurance billing qualify?

Yes! We work with clinics that bill insurance. Lenders understand reimbursement cycles and can structure terms around your cash flow patterns.

Can I finance a practice acquisition?

Absolutely! We help PTs acquire existing practices, including patient lists, equipment, and contracts with referral sources.

What do PT practices need to qualify?

Most programs require 6+ months in operation and $10,000+ monthly revenue. Active patient volume and insurance contracts help approval.

Financing for All PT Practices

Outpatient PT Sports Rehab Neuro Rehab Pediatric PT Cardiopulmonary Orthopedic PT Aquatic Therapy Home Health PT

Ready to Grow Your PT Practice?

Apply in minutes and get matched with financing. No cost, no obligation, no credit impact.

Get Your Free Quote

Or call us at (877) 205-4545

What type of loan are you looking for?

JD