Business Line of Credit
Access up to $2M on demand. Draw what you need, repay on your terms, and watch your credit line replenish automatically. No reapplying. No waiting.
Perfect For Managing Cash Flow
A line of credit is ideal for covering ongoing operational needs and bridging cash flow gaps.
Payroll Coverage
Meet payroll obligations during slow periods without stress.
Inventory Stocking
Purchase inventory before peak selling seasons.
Seasonal Expenses
Cover costs during slow months, repay during peak season.
Emergency Repairs
Handle unexpected equipment breakdowns quickly.
Time-Sensitive Opportunities
Seize opportunities that require immediate capital.
Bridge Receivables
Cover gaps between paying suppliers and customer payments.
Why Choose a Line of Credit?
Unlike a term loan that gives you a lump sum, a line of credit provides flexible access to capital whenever you need it. Draw funds, repay, and draw again without reapplying.
- Pay interest only on what you draw
- Revolving credit - reuse as you repay
- No collateral required
- No prepayment penalties
- Build business credit with responsible use
"The line of credit has been a lifesaver for managing seasonal inventory. I draw funds before the holidays to stock up, then pay it back when sales come in. It's like having a safety net for my business."
How It Works
Three simple steps to access your credit line.
Get Approved
Apply and get approved for a credit line up to $2M.
Draw Funds
Request a draw anytime and receive funds in 24 hours.
Use, Repay & Repeat
Use funds for any purpose. As you repay, your credit replenishes automatically.
We Fund Nearly All Industries
Lines of credit tailored to your industry's cash flow patterns.
Line of Credit FAQ
A term loan gives you a lump sum that you repay with fixed monthly payments. A line of credit provides access to a pool of funds you can draw from as needed, paying interest only on what you use. It's revolving, meaning credit becomes available again as you repay.
No! You only pay interest on the amount you actually draw, not your total credit line. If you have a $100,000 line and only draw $20,000, you only pay interest on that $20,000.
Once your line of credit is established, you can request a draw anytime and typically receive funds in your account within 24 hours. No need to reapply each time you need capital.
No, there are no prepayment penalties. You can pay off your balance at any time without additional fees, which means you can save on interest by paying early when cash flow allows.
Use your line of credit for any business purpose: payroll, inventory, equipment, marketing, repairs, or any operational expense. There are no restrictions on how you use the funds.
Ready for Flexible Financing?
Get approved for a revolving credit line up to $2M.
Get Your Free QuoteOr call us at (877) 205-4545