Business Term Loans
Get the lump-sum capital you need with fixed monthly payments you can plan around. Know exactly what you'll pay each month while building business credit.
What Can You Fund?
Use your term loan for any business purpose with no restrictions on spending.
Equipment & Machinery
Purchase new equipment to increase productivity and efficiency.
Inventory Purchase
Stock up on inventory to meet demand and grow sales.
Location Expansion
Open new locations or renovate existing spaces.
Payroll & Hiring
Cover payroll expenses or expand your team with new hires.
Marketing Campaigns
Invest in advertising and customer acquisition.
Technology Upgrades
Invest in software, systems, and infrastructure.
Why Choose a Term Loan?
Term loans provide a lump-sum of capital with fixed monthly payments, making it easy to budget and plan for repayment. It's ideal for major investments that will generate long-term returns.
- Predictable fixed monthly payments
- Competitive rates starting at 5.5%
- No collateral required
- Build business credit with on-time payments
- Fast approval in as little as 6 hours
"The fixed payments made budgeting easy. We used our term loan to buy new CNC machines and increased production by 40%. The predictable costs let us plan our growth with confidence."
How It Works
Three simple steps to get your term loan.
Apply in Minutes
Complete our simple online application with basic business information.
Get Matched
Receive approval options from our network of 100+ lenders.
Get Funded
Choose your terms and receive funds in your account within 24 hours.
We Fund Nearly All Industries
Term loans tailored to your industry's unique needs.
Term Loan FAQ
A term loan provides a lump sum upfront that you repay with fixed monthly payments over a set term. A line of credit gives you access to funds you can draw from as needed, paying interest only on what you use. Term loans are best for one-time investments, while lines of credit are ideal for ongoing expenses.
While traditional banks often require scores of 680+, our lending network includes options for business owners with credit scores as low as 500. Your business revenue and history are often more important factors than personal credit alone.
Term loans through our network range from $10,000 to $1,000,000. Your qualification amount depends on your monthly revenue, time in business, and overall financial health. Most businesses qualify for 10-20% of their annual revenue.
Most of our term loan options don't require collateral. Funding is based on your business performance and cash flow, not your personal assets. This means you won't have to put up your home, car, or other property to secure financing.
Most approvals happen within 6-24 hours, and funding is typically deposited within 24-48 hours of acceptance. In some cases, same-day funding is available for urgent business needs.
Ready to Get Your Term Loan?
No collateral. No restrictions. No upfront fees.
Get Your Free QuoteOr call us at (877) 205-4545